Market Overview & Market Position
Core Business & Client Base 
Sunshine Insurance (Agents & Brokers) Limited has had a presence in the local insurance broking field for more than 20 years. Sunshine Insurance’s primary business focus is to provide quality General Insurance products (i.e. Property, Motor, and Casualty) and Group Medical Insurance solutions to consumers. Our core client base includes Bahamian individuals and businesses. Through its relationship with Marsh, Sunshine Insurance also serves a client-base that includes international second home owners and multinational businesses. The company is licensed and regulated by the Insurance Commission of The Bahamas. Sunshine Insurance’s key employees are qualified and licensed to conduct general, life and health insurance business.
Product Quality 
Sunshine Insurance is committed to providing clients with quality insurance solutions. In keeping with this commitment, Sunshine Insurance maintains positive relationships with three of the most-highly-rated General Insurance Companies in The Bahamas to deliver secure insurance solutions:
- Royal Star Assurance AM Best Rating A (Excellent)
 - Bahamas First General Insurance Company AM Best Rating A- (Excellent)
 - CG Atlantic General Insurance Company (Colonial Group) AM Best Rating A- (Excellent)
 
Similarly, we maintain relationships with the most-recognized local Life & Health Insurance Companies:
| 1. | Family Guardian(Bahama Health) | ||||
| 2. | BAF Financial | ||||
| 3. | Colina | ||||
| 4. | CG Atlantic Medical (Colonial Group) | 
It is important to note that Sunshine Insurance and Royal Star Assurance have a strong working relationship as both companies fall within Sunshine Holdings’ business portfolio. This particular agency relationship provides Sunshine Insurance with enhanced benefits in its daily operations and service to customers.
Our People 
Our most valuable resource is our personnel. Sunshine Insurance has more than 22 employees and staff. We have a highly-skilled, certified team of professionals that is committed to exceeding our clients’ expectations.
What Sets Us Apart 
No other insurance broker in The Bahamas provides one-stop-shop capability. In addition to our team of insurance professionals, who are licensed by the Insurance Commission, we have in-house legal counsel, architects, engineers and finance experts – all of whom we call upon to assist in the delivery of risk management and insurance services to our clients.
Our vision, as a leading provider of insurance and other risk management services, is to satisfy the needs of organizations and individuals in The Bahamas. As a Bahamian controlled company, with a well-trained, qualified staff of lengthy tenure, we will have an increasing number of clients who acknowledge that we meet or exceed their expectations.
Our Commitment To Community
Sunshine Insurance is the lead sponsor and organizer of the Sunshine Insurance Race Weekend (SIRW). For more than ten years this event raised thousands of dollars to support health related causes.
Sunshine Insurance, in partnership with Elmira College facilitated scholarship opportunities for high school students for over ten years.
Sunshine Insurance is an avid supporter of Bahamian culture and is significant donor to the One Family Junkanoo Group.
We pride ourselves on being able to provide high quality risk management and insurance solutions. Our clients can expect to receive:
| 1. | Access to the largest and most financially sound local insurers. | |||
| 2. | Access to the worldwide insurance marketplace via Marsh, “The worlds #1 risk specialist” | |||
| 3. | A competitively priced insurance program offering the widest forms of cover. | |||
| 4. | Insurance advice from competent and qualified staff. | |||
| 5. | Coverage options include: | |||
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